Multiplication Table 1-100 for Kids: How to Memorize It Fast

Which Is Better?

Dimas Prasetyo
Education Analyst, Algonova

Abacus (sempoa), jarimatika, and online math each teach different things, and no single method is perfect for every age. The abacus trains mental arithmetic speed for children aged 5-12, jarimatika helps 4-8-year-olds master basic addition, while online math courses cover concept understanding through olympiad preparation for ages 5-17. This guide compares all three so parents can choose based on their child's age and learning goals.
Algonova is an online course platform for coding, math, AI, and design for kids aged 5-17, with 1,000,000+ alumni across 97 countries since 2016. Classes are held live with certified teachers in groups of up to 10 students, not pre-recorded videos. Offline learning centers are also available in major Indonesian cities including Jakarta.
The abacus trains children to calculate quickly in their heads. Kids learn to visualize abacus beads without the physical tool, then solve addition, subtraction, multiplication, and division at high speed. This method genuinely works for mental arithmetic. A child who practices diligently for 2-3 years can calculate faster than a calculator for basic operations.
What the abacus does not teach is an understanding of "why" numbers work the way they do. It trains procedure, speed, and visual memory. These are useful and measurable skills, but limited to the four basic arithmetic operations.
Jarimatika, developed by Septi Peni Wulandani in Indonesia, uses fingers as a counting tool. Children aged 4-8 learn addition and subtraction using finger positions that represent specific numbers. The method is popular among Indonesian parents because it is simple and requires no extra tools.
The advantage: children can start very early, even before they can read. The limitation is equally clear. Jarimatika is most effective for basic operations up to hundreds. Once a child enters Grade 3 and starts encountering word problems or fractions, fingers are no longer enough.
Online math courses teach something different from the two methods above. The focus is not on calculation speed, but on understanding why formulas work, how to translate word problems into equations, and how to think logically when facing new problems.
Platforms like Algonova provide tiered learning paths (Math Starters, Math Explorers, Math Masters) that follow age-appropriate development from 5 to 17 years. Kumon uses a different approach: repetitive worksheets that emphasize independent practice and procedural fluency. Both have their strengths depending on the child's learning style.
| Method | Ideal age | What it develops | Skill limits | Monthly cost |
|---|---|---|---|---|
| Abacus | 5-12 years | Mental arithmetic speed, visual memory | Large multiplication/division; does not cover algebra | Rp 200,000-500,000 |
| Jarimatika | 4-8 years | Basic addition/subtraction, number recognition | Limited to Grade 3 level; cannot handle fractions/word problems | Rp 100,000-200,000 (often free at workshops) |
| Online math (Algonova) | 5-17 years | Concept understanding, problem solving, olympiad prep | Covers through high school with no age limit | From Rp 102,000/lesson |
Regarding online math tutoring costs, prices vary by format. Small group classes (maximum 10 students) at Algonova start from Rp 102,000 per 45-minute session. Abacus is usually charged monthly for 4-8 sessions. Private tutoring for math, whether online or in-person, is generally more expensive due to the 1:1 ratio.

A child who masters the abacus has a real speed advantage in calculation. But speed alone is not enough when the question changes from 'calculate this' to 'figure out what to calculate first.'
Maya Putri, Child Education Specialist
The abacus is effective for what it was designed to teach: fast calculation. The problem is not with the abacus itself, but with what it does not teach.
Around Grades 3-4, the Kemendikbud curriculum begins introducing fractions, multi-step word problems, and early algebra concepts. At this point, children who have only studied the abacus often struggle. They can calculate 347 x 28 in their heads, but get confused when asked to solve "Mom bought 3 kg of apples and 2 kg of oranges. Apples cost Rp 15,000/kg and oranges Rp 12,000/kg. What is the total and how much change from Rp 100,000?"
Problems like these require the ability to read a problem, identify the correct operations, and organize solution steps in sequence. The abacus does not train this. By Grades 5-6, when the curriculum covers ratios, scale, and basic geometry, the gap between calculation ability and conceptual understanding widens further.
This does not mean the abacus was a waste. The fast calculation foundation from abacus training remains useful throughout school. What needs to be added is a layer of conceptual understanding on top of it. For a broader perspective on effective learning approaches, see also effective ways to learn math which discusses research-based method combinations.
Many parents ask whether their child should pick just one method. The answer: they don't have to.
A combination that often works well is abacus at age 5-8 to build basic calculation speed, then adding online math courses starting in Grades 3-4 when the school curriculum begins demanding conceptual understanding. The child does not need to stop abacus, but its share can be reduced as needs shift. In practice, the schedule can be arranged as abacus once a week and online math 1-2 times a week. A total time commitment of about 3 hours per week is realistic for primary school children.
For children who have already passed the jarimatika and abacus phases, the next path could lead to primary school math olympiad preparation or concept deepening with an online math tutor who can adapt the approach per child.

Parents don't need to feel guilty if their child has been doing abacus for years. That calculation speed is an asset. What's needed is adding a layer of critical thinking that the abacus simply doesn't teach.
Maya Putri, Child Education Specialist
The method choice depends on two things: the child's current age and where their difficulty lies.
Age 4-6, goal is number recognition: start with jarimatika. Free or cheap, can be done at home, and the child does not need to sit in front of a screen for long.
Age 5-8, goal is fast calculation: abacus. Find an abacus school with experienced instructors and small class sizes (ideally under 15 children so the teacher can monitor each student's finger technique). The commitment is usually 2-3 years for optimal results.
Age 7-17, goal is concept understanding and school grades: online math course. A good online primary school math class can adapt material to the child's specific needs, from catching up to olympiad preparation.
Age 8-12, already doing abacus, goal is leveling up: add an online course as a complement, not a replacement. Children who already have a fast calculation foundation typically develop rapidly once they receive a structured conceptual approach.
According to UNESCO, basic numeracy skills in Southeast Asia still need improvement, and combining traditional methods with learning technology is one of the recommended approaches.
Algonova provides a free 45-minute math diagnostic to assess a child's level before choosing a learning path. The results show where the child stands now and which method best suits their developmental stage.
An abacus (sempoa) is a traditional counting tool consisting of a frame with beads that are slid to perform basic arithmetic operations. Children learn to use a physical abacus, then gradually transition to calculating in their heads without the tool. The process is gradual. Initially, children move beads physically for simple addition and subtraction. After several months of regular practice, they begin visualizing the abacus in their mind without touching it. For example, a 7-year-old who has practiced for a year can typically solve three-digit addition problems mentally in seconds. In Indonesia, abacus courses are usually held twice a week, 60-90 minutes per session. This method is most effective for four basic operations (addition, subtraction, multiplication, division) and simultaneously trains concentration and visual memory from an early age. Abacus course fees in Indonesia range from Rp 200,000-500,000 per month depending on location and institution.
The ideal age to start abacus is 5-7 years, when children can already recognize numbers and sit focused for 30-45 minutes. Starting too early (under 5) often frustrates children because their fine motor skills are not yet ready. At age 5-6, children begin with large physical abacuses that are easy to grip. The initial focus is not speed but understanding place value concepts through beads. A 6-year-old girl in Jakarta who started learning abacus in kindergarten needed about 6 months before she could calculate two-digit addition without the tool. Children who start at age 8-9 can also learn abacus but usually need less time due to more mature cognitive ability. Abacus schools generally accept students from age 5, with beginner classes designed for preschool attention spans.
Jarimatika effectiveness drops sharply after Grade 3 because school material begins covering fractions, multi-step word problems, and early multiplication concepts that cannot be represented by finger positions. Jarimatika was designed for addition and subtraction of numbers up to hundreds. When a Grade 4 student is asked to calculate 3/4 times 2/5 or solve word problems about speed and distance, fingers are no longer adequate. A 9-year-old still fully dependent on jarimatika often falls behind classmates who have switched to other methods. The transition to concept-based methods should ideally begin in Grades 2-3, before the gap widens. Jarimatika remains useful as an early number introduction foundation, but it is not a method that can be relied upon for higher grade levels. Parents should start introducing complementary methods from Grade 2.
Yes, and the combination actually complements each other well. The abacus trains mental calculation speed, while online math courses train conceptual understanding and problem-solving skills not covered by the abacus. A schedule that typically works is abacus twice a week and online math 1-2 times a week, with a total time commitment of about 3-4 hours per week. For example, a Grade 3 student who has studied abacus for 2 years can calculate quickly but struggles with word problems on school exams. Adding an online math course focused on problem-solving for 3 months usually shows noticeable improvement in previously difficult question types. The key to success with this combination is making sure the child does not get exhausted. If the schedule feels too packed, reduce the frequency of one method first. Also check whether the child still has time for free play, as that is equally important for cognitive development.
Abacus and Kumon train different things, so they cannot be compared directly. Abacus focuses on mental calculation speed through visualization, while Kumon uses repetitive worksheets to build procedural fluency from basic operations to calculus. Abacus excels at mental arithmetic speed. A child who masters the abacus can calculate faster than Kumon methods for basic operations. But Kumon covers a wider range of material, from simple addition to differential equations, though its approach is repetition-based without much concept explanation. Children who persist at Kumon get used to working through large numbers of problems daily, while abacus children get used to calculating without paper. The choice depends on goals: for mental calculation speed, choose abacus. For long-term procedural fluency, choose Kumon. For concept understanding and word problem solving, choose an interactive math course with a live teacher.
Jarimatika is the cheapest (Rp 100,000-200,000/month or often free at community workshops), abacus is mid-range (Rp 200,000-500,000/month for 4-8 sessions), and online math courses vary starting from Rp 102,000 per session at Algonova. Abacus costs in major cities like Jakarta or Surabaya tend toward the upper end due to venue rental and certified instructor costs. Jarimatika is often taught for free at early childhood education centers or community workshops, so the cost is minimal or just a guidebook. For online courses, monthly price depends on class frequency. With 4 sessions per month at Algonova (45 minutes each, maximum 10 students), the cost starts at about Rp 408,000/month. Also consider transportation costs for in-person courses. Online courses eliminate this component, which can save Rp 100,000-200,000 per month in major cities.
Yes, a good online math course directly impacts exam scores because its material follows or exceeds the school curriculum. Children learn to understand concepts and problem-solving techniques, not just memorize formulas. At Algonova, the Math Starters and Math Explorers paths are designed to align with the Kemendikbud curriculum. Children who attend courses regularly typically begin showing grade improvement within the first 2-3 months. The difference is most noticeable in word problems and HOTS (Higher Order Thinking Skills) questions that require conceptual understanding, not memorization. A Grade 5 student struggling with fractions, for example, usually needs 8-10 focused sessions to thoroughly understand the concept. For specific exam preparation such as ANBK or favorite junior high school entrance exams, look for courses that provide practice problems matching the exam format. Algonova offers a free 45-minute diagnostic to assess a child's level before starting.
Pay attention to two things: the child's age and where their current difficulty lies. A child who calculates slowly needs abacus practice. A child who can calculate but gets confused on word problems needs a concept-based course. The most practical approach is a diagnostic test. Many online math courses, including Algonova, provide a free 45-minute diagnostic session. A teacher assesses the child's calculation ability, conceptual understanding, and problem-solving skills directly. The results show whether the child needs to strengthen calculation foundations (better suited to abacus) or deepen conceptual understanding (better suited to online courses). For very young children who cannot focus for long, jarimatika at home with parents can be a first step before formal courses. Do not hesitate to try more than one method. Children themselves can usually show which one makes them more interested and confident.
Jarimatika is not outdated as a number introduction method for early childhood. Its basic principle of using a concrete tool that is always available (fingers) remains relevant for children aged 4-7. What has changed is the context. When jarimatika was developed, access to alternative learning methods was still limited. Now a 5-year-old can learn number concepts through interactive apps, educational videos, or online courses with live teachers. Jarimatika remains useful especially in areas with limited internet access or as a supplement at home at no additional cost. Parents who teach basic jarimatika at home before kindergarten provide a foundation that makes transitioning to any subsequent method easier. Jarimatika is not a primary method for school-age children, but as a first step in early number introduction, its function has not been fully replaced. The important thing is adding the next method at the right time.
The ideal time to add conceptual math is Grades 3-4, when the school curriculum begins demanding understanding of fractions, multi-step word problems, and early algebra concepts not covered by the abacus. Signs to watch for: the child can calculate quickly but begins struggling with story-form exam questions. Or the child gets high scores on direct calculation problems but low scores on reasoning questions. A concrete example: a Grade 4 student who can multiply 47 x 23 mentally but does not know which operation to use when a problem asks for the price difference between 3 books and 5 pencils priced at Rp 8,000 and Rp 3,000 respectively. This signals that calculation speed is established and it is time to add a comprehension layer. This transition does not mean stopping abacus entirely. Many children continue practicing abacus while adding online math courses to deepen their conceptual understanding.